About MyOneCredit
MyOneCredit is a brand of MyOne Credit Sdn. Bhd., a KPKT-licensed moneylender. We believe loan terms should be clear before anyone signs.
What we do
MyOneCredit offers personal loans from RM 1,000 to RM 1,000,000 to employees, civil servants and self-employed people in Malaysia. Applications are handled on WhatsApp by our own staff, and this website exists so you can see the terms, work out your instalment and check who you are talking to before you share anything.
Who regulates us
We are licensed under the Moneylenders Act 1951 and regulated by the Ministry of Housing and Local Government (KPKT). The Act caps our interest, limits what we may charge and requires every agreement to be attested and explained to you.
How we work
- 01
Nothing to pay before disbursement
A licensed moneylender may only charge stamp duty, fees payable by law and legal costs. None of these is collected before your loan is paid out.
- 02
Every fee written into your agreement
Your written offer and your agreement list the amount, rate, tenure and every fee, so nothing appears later.
- 03
Contact only from official numbers you can verify
Our staff only contact you from official numbers, and you can check any of them on our verify page.
Licence and registration
- Company name
- MyOne Credit Sdn. Bhd.
- KPKT licence no.
- WL4272/10/01-11/270927
- SSM registration no.
- 1199666-U
Our team
To stop our photos being misused, we don't publish our team list. If someone contacts you as MyOneCredit staff, check them on our verify page.