Terms of service

Welcome to the MyOneCredit website. By using this website, you agree to these terms.

What this website is for

This website provides information about MyOneCredit personal loans, an instalment estimator, tools to verify our staff and check suspicious messages, our official contact details, and an online enquiry form. The form is an enquiry only, not a loan application: no loan is granted through this website. A loan is granted only after assessment and a signed, attested agreement.

Estimates are for reference only

The calculator and the repayment examples on this website are estimates. They are not a loan offer or an approval. Your actual amount, rate, tenure and fees depend on assessment and are set out in the agreement you receive before signing.

Loan agreements

Every loan is governed by a written agreement. Under Section 27 of the Moneylenders Act 1951, the agreement is attested by a Commissioner for Oaths or other authorised attestor who explains its terms to you. Only sign once you fully understand the terms.

Source: Attorney General's Chambers of Malaysia · Moneylenders Act 1951 (Act 400)

Intellectual property

The text, design and logo on this website belong to MyOneCredit and may not be copied or used without our written consent.

External links

Links to external websites, such as government agencies, are provided for reference. We are not responsible for their content.

Changes to these terms

We may update these terms from time to time. The updated version will be published on this page with its update date.

Governing law

These terms are governed by the laws of Malaysia.

Contact us

If you have questions about these terms, reach us through the official channels on our contact page.